Office insurance covers contents such as office equipment, computers, printers and furniture items. It can also include portable equipment such as laptops or cameras.
Business interruption insurance is a must if your office shutting down would have a major impact on your earnings. Legal expenses cover is another option for office insurance that is worth having in case any trigger happy solicitors out there think they can take you to court.
Office insurance is not complicated and easy to source using The Property Insurer. A two minute to complete quote form will get three of the best office insurance specialists contacting you and fighting to win your business with the best policy and price.
Office insurance is vital if you want your business to continue operating. Just imagine having no access to telephones, records, workstations and computers. I know I would grind to a halt if that happened to me; these tools are critical to my business.
There is no substitute for good insurance and even if everything else is lost, the business interruption element of office insurance will keep you standing and earning.
If you work from a home office in a clerical fashion only, you may be able to add this to your standard home insurance policy rather than a separate office insurance policy. Or perhaps the office insurance covering your home may cost less – it’s worth a couple of minutes to investigate – after all saving money is all part of your business, no matter where the office is based.