IF you are a tenant and need Low Cost Renters Insurance then this is a short three step guide on how to make sure you get the right cover at the most competitive price possible.
There are lots of insurance business fighting for your business so you’ll be glad to know that your insurance should be well priced as there is plenty of choice.
Your landlord will normally insure the buildings element as he owns that and it is his asset so let property insurance is his responsibility. That means you need insurance for your own possessions – tv, computer, bed, sofa, mobile phone, jewellery, bikes etc.
Add up the replacement or new cost of your possessions, detail anything worth more than £500, take photos and keep receipts if you can. Next, make sure you know the full address and any security details about the property such as lock types, alarm, neighbourhood watch etc.
Now you can get the best cover at the lowest price in three steps armed with the above:
1: Google Renters Insurance and take your pick from any of the providers on the first two pages – natural searches, not the paid for searches. Then go through their online quote form and get a quote – it should take less than10-minutes.
2: Go to The Property Insurer and click on The Renters Insurance button on the homepage. Read the advice or click on the Get a Quote button. It will take less than 10-minutes.
3: You now have two quotes and have compared them. Make sure that they offer the same level of excess and cover for accidental damage etc. you can now choose which one you want to purchase and buy online – normally by clicking on the proceed button.
You can be confident that this is a low cost quote and the cover will be detailed so you know exactly what you are buying. There is no other way to compare tenants insurance at the moment, that will be available from The Property Insurer soon though.
That’s is one of the best ways you can buy Low Cost Renters Insurance in the UK today and it will take you around 20-minutes from start to finish but could save you hundreds of pounds.
Jason McClean
The Property Insurer
