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THIS is a specific question for buy to let property owners - would you buy fixed price landlord insurance? This isn’t available on the market right now but The Home Insurer is looking to deliver a new experience for home owners and we want to know if you would be interested. As a landlord myself, with a day job, I…

CLAUSE 24 of the 2015 Finance Bill is creeping closer to implementation in April 2017. I strongly believe this will destroy the private landlord and increase the UK’s housing crisis enormously. It will lead to the homeless living on the streets and the increase in theft, squatting and violence that brings with it. And don’t expect the police to help,…

I wrote a short article that basically said everyone should keep calm after the Brexit vote and little would happen to your Home Insurance. Here we are nearly two weeks later and if anything, things have got better and improved in some areas. It’s not all rosy though, so let’s start with the negatives. The Conservative Party is doing its…

If you own or have inherited a property that is going to be empty for a period of time then you may need short term unoccupied house insurance. There is no problem getting this insurance for you at a good price. Even better, you may not need unoccupied insurance at all. It all comes down to understanding what short term…

THE UK has voted to leave the European Union, so what does that mean for your Home Insurance? In short, right now, it means very little. I would argue in the long run it will mean very little again. The EU and Home Insurance Your home insurance will remain in place. It will still offer the same cover and financial…

YOU only need specialist Subsidence Insurance if you have suffered subsidence in the past. If you have not suffered in the past then your standard home insurance policy should cover any first instances. You will need to check your standard policy to make sure you are covered, normally there is a £1000 excess. Some standard home insurance policies will not…

    IF you own a let property then you will need Rental Property Insurance. This is the same as landlord insurance or let property insurance and is both widely available and cheaply available in the UK. The Property Insurer can help you to get the best policy at the lowest price through comparing the leading UK providers.   What…

THE first flash floods of the UK summer happened in London and Bedfordshire in early June when nearly a full month’s worth of rain was deposited in an hour. The only surefire protection you have against this sort of weather event is Flood Risk Insurance. The BBC showed video of cars submerged and water running into homes. Experience tells us…

IF you are renting a property or room then chances are you will need Tenants Insurance for your own possessions and belongings. The good news is that this insurance is normally very affordable for a year, with prices around £100 or less. This is your guide how to buy Tenants Insurance. What is Tenants Insurance? This is a specific insurance…

IF you own a property that is empty for more than 30-days then you will need Unoccupied House Insurance. This is your guide to how to buy it in less than 10-minutes. It will also help you buy it at the best price possible with the most comprehensive policy coverage. What you need from Unoccupied House Insurance The basic cover…