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07
Jan
2016

Council Housing waiting lists at 1.5million

  • Jason McClean
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I WAS astounded this morning when I read that there are 1.5million people in the UK on Council House waiting lists. That sounds like great news for landlords and those of us who sell Landlord Insurance, but trust me it, this is terrible news. Consider that 2.5% of the population is on a housing waiting list. Now consider that 300,000…

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05
Jan
2016

You’ve just flooded. Can you get flood insurance in the future?

  • Jason McClean
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WITH the terrible floods across the North of England in December 2015 there are now thousands of home owners wondering if they can ever get flood insurance in the future. The answer is yes they can probably get flood insurance but there are complications. Costs of flooding If these properties didn’t have flood insurance in place before the floods then…

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04
Jan
2016

Landlords launch legal challenge on tax grab

  • Jason McClean
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IT is with great warmth and pleasure I welcome landlords challenging the legality of George Osborne’s summer tax grab through the courts. Now with £50k of funds raised in a matter of days, Chris Cooper and Steve Bolton can lodge a pre-action protocol letter with an application for a judicial review. You can read more about what they are fighting…

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29
Dec
2015

How does flood insurance work?

  • Jason McClean
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WITH all the news about flooding and the thousands of homes hit and even more coming under risk in the coming days, weeks and months, you might wonder how flood insurance could help to protect your home. This is a simple guide how it works and how to buy flood insurance if you need it.   Buildings and contents insurance…

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28
Dec
2015

Get flood insurance now

  • Jason McClean
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EARLIER in the month it was The Lake District and Cumbria flooding. Now it’s the North East, Yorkshire, Scotland and Gloucester. The misery on television is terrible to watch in the Christmas season and again I find myself hoping that residents have home Flood Insurance in place to save themselves from financial ruin. Environment Agency wants new approach And I…

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23
Dec
2015

If you live in Cumbria make sure you have flood insurance

  • Jason McClean
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WHAT’S happening in Cumbria is heartbreaking and with two days to go until Christmas the populations of Appleby, Keswick, Kendal and Glenridding are facing their third flood in a month - read about it here on the BBC. I cannot tell you how much I feel for these people there is real life disrupting weather taking place. And it makes…

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21
Dec
2015

Unoccupied Home Insurance at Christmas time

  • Jason McClean
  • 4318 Views
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DO you need Unoccupied Home Insurance at Christmas time? That will all depend on what you are doing at Christmas and how long you intend to spend away from your property. If you are going skiing for the entire month of December, then you will be away for more than 30-days and that means you will need unoccupied home insurance.…

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18
Dec
2015

Do you need Property Insurance?

  • Jason McClean
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YOU only need Property Insurance if you own or live in a property. Put bluntly, that is most people in the UK, all 65million or so of us. And the reason you need Property Insurance? That is easy to understand as well - if you own the property or anything in it then Property Insurance will protect you against loss…

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17
Dec
2015

Empty Property Buildings Insurance

  • Jason McClean
  • 5483 Views
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IF you need Empty Property Buildings Insurance then you may wonder where to look for it. This is not normal home insurance, it is a specialist insurance product that needs unique underwriting and expertise to deliver and get right. Thankfully The Property insurer can make finding it, getting a sensible price and buying it easier than ever. What is empty…

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10
Dec
2015

BTL landlords sell up

  • Jason McClean
  • 5982 Views
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SO FERGUS and Judith Wilson have sold their 900-strong property portfolio for £250million to foreign and institutional investors. Is this the start of a BTL sell off in the UK thanks to George Osborne’s new tax rules? Foreign investors buying, not first time buyers Osborne introduced the tax laws to try and stop landlords competing with first time buyers. On…

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