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DESPITE the heat wave we have enjoyed in mid-September, the rains are due to arrive and when they do you may want to check you have flood insurance for your property. The recent hot weather – the hottest September day since 1911 – has temporarily led to us forgetting that autumn and winter are on their way. And if they…

MY good friends at Property 118 have been working hard to educate landlords on what they need to operate their businesses and brought to my attention the need for Rent to Rent insurance. I cannot urge you enough to visit Property 118 and join their action group, it is vital that landlords stick together when being attacked from all quarters…

THE PROPERTY INSURER has been partnered with Property 118 for several years now and it is without hesitation that I recommend that landlords consider joining the new Property 118 Action Group. Property 118 is all about landlord welfare and protection, it fills a role that associations simply cannot take on. Without Property 118 the West Bromwich would have changed its…

SO shortly after bringing in clause 24 that sees Landlords being taxed on money they borrow as well as losing wear and tear allowance, the Conservatives hike Stamp Duty for second homes to 3%. The Conservatives tell the Bank of England to get on the case and increase multiples and make it harder for Landlords to borrow. The lapdog duly…

LANDLORDS often ask me whether they need Rent Guarantee Insurance. I always say the same thing, it’s down to your own personal appetitie to risk. But would I ever buy it? The answer is no and never – and that’s coming from an insurance broker! What is Rent Guarantee Insurance? Rent Guarantee Insurance is a great idea. You pay for…

IF you are a landlord then you will need Landlord Insurance. This is your guide on how to get the right policy coverage at the right price and save yourself some money. With new tax charges looming in April 2017 thanks to Clause 24, the Tenant Tax, it is in every landlord’s interest to reduce their costs to try and…

IT is holiday season and many people are jetting off to warmer climes and sunny beaches. Many of them wonder if they will need Unoccupied Insurance in the summer holidays. This is your guide to what home insurance you need when you are looking at holidays.   Check your home insurance policy The first thing you need to do is…

CAN you buy Home Insurance with a price guarantee in the UK? The answer is yes, via The Home Insurer, a partner to The Property Insurer. There are many brokers and insurers competing for your home insurance policy in the UK but none of them are quite as plain in their offer as The Home Insurer with its price guarantee.…

THIS is a specific question for buy to let property owners - would you buy fixed price landlord insurance? This isn’t available on the market right now but The Home Insurer is looking to deliver a new experience for home owners and we want to know if you would be interested. As a landlord myself, with a day job, I…

CLAUSE 24 of the 2015 Finance Bill is creeping closer to implementation in April 2017. I strongly believe this will destroy the private landlord and increase the UK’s housing crisis enormously. It will lead to the homeless living on the streets and the increase in theft, squatting and violence that brings with it. And don’t expect the police to help,…