THIS is an unashamed tongue in cheek story of how property insurance could save your marriage – if you want it to be saved…
Joe and Jessie Bloggs were married for 10 years when the biggest test of their relationship occurred at 03:41am on a Friday morning.
They live in a standard mid-terrace three bed house by themselves with Fido the dog. Joe works as a long distance lorry driver and Jessie is an assistant at a local supermarket. They are happy and enjoy the odd night out, have plans for kids and watch box sets in the evening instead of television. Joe likes football and Jessie enjoys Zumba.
They are pretty normal people with a mortgage of £100,000 on their home repayable in 25-years and they struggle to make ends meet like most people because they enjoy eating out and the cinema, as well as the odd beer.
They have a computer and mobile phones plus a big 50-inch telly and sound system. They reckon their contents are worth around £30,000.
Their lives fell apart that Friday morning when Joe came back from watching Man United beat Chelsea at the pub at 02:00am and stuck a can of beans on the hob but then fell asleep in front of his telly as he was tired.
He was woken by Fido barking in alarm because the kitchen was on fire. Just a small fire but Joe got Fido and Jessie and sprinted from the house and called the Fire Brigade, he was not stupid enough to tackle it himself.
The Fire Brigade came and evacuated many of the adjoining houses and managed to contain the fire to just four of them, which it totally destroyed, lock stock and barrel. Nothing could be rescued but luckily no one was hurt.
Joe was worried as he hadn’t bough home insurance and a quick tot of four destroyed properties rebuild and contents had him thinking close to £1million pounds and his £3000 savings wasn’t going to cut it. He imagined Jessie beating him to a pulp shortly before taking Fido and eloping with disgruntled and now homeless neighbour Pete who had always fancied her.
He imagined his job being forfeit as he would be bankrupt and the fact he couldn’t even afford to replace the telly hurt as well. His marriage was teetering on the brink and he was sure his stupidity would push it over the edge. He would do the same in her shoes.
However, Jessie had bought property insurance when Joe had forgotten and instead of eloping, she decided to stay married to her man and they spent the next three months in a local hotel while the row of terraces were rebuilt and new contents delivered, all of it, including the hotel paid for by the insurance.
Jessie Bloggs saved her marriage by buying property insurance. It also saved the, from bankruptcy, pain, potential nervous breakdowns etc. if you want a competitive quote try The Property Insurer for its specialist price comparison today and see how much money you could save.
The Property Insurer.