Home insurance cheapest in the UK
IF you want the cheapest home insurance in the UK then you can get it in just two fast steps that should take no more than 15-minutes. This is a price guarantee and on top of that it makes a contribution to a charity so you can do a good thing at the same time as save yourself money.
Before you start the two steps you will need some basic information. Firstly you will need t know the rebuild cost of your property. Don’t take the resale price as the rebuild because that could be widely different to the cost to reinstate the property in a total loss situation. There are several building rebuild calculators on the Internet, so try one of those for an approximate cost. Alternatively, have a survey done to determine the rebuild price or check your insurance as it will already have a cost included and if it started as accurate then it should be increased each year automatically to compensate for inflation.
Next thing you need is the total of your contents in replacement cost. This is actually quite hard to do but well worth it in the event of a claim as it should speed up your pay out if you have all your high value items over £500 catalogued, possibly photographed with receipts. For those time challenged, generally you should specify items over £500 or £1000 in value and then make an educated guess on the total of the rest. I own a four bed house and expect my contents to be worth £30-£50,000 by the time you add up carpets, curtains, TVs, etc.
Now, get down to the two fast steps to getting the cheapest home insurance in the UK.
1: Go online to google and search for home insurance. Pick a provider or price comparison site and go through the forms and get yourself a quote. Just make sure your voluntary excess is what you want to pay and the compulsory excess isn’t too high. Make a note of the price and reference/provider. That should take around eight minutes in total – especially as you know the answers to the rebuild and contents values already.
2: Visit The Property Insurer and click on the picture of the helicopter on the homepage. That will take you through to a price guarantee to at least match your best home insurance price and make a £5 donation to The East Anglian Air Ambulance. Alternatively, you can call freephone 0800 612 4881 and speak to the insurer direct. They will match or beat your best quote on like for like insurance and make a £5 charity donation – as simple as that.
That’s how you get the cheapest home insurance in the UK today in approximately 15-minutes. Easy, give it a go if your insurance policy is due.
Jason McClean
The Property Insurer.
The Property Insurer is the UK’s home insurance price comparison and specialist property insurance provider. If you need landlords insurance, unoccupied insurance, renovation insurance, renters insurance, subsidence insurance, flood insurance or any other type of property insurance visit www.thepropertyinsurer.co.uk today.
