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24
Aug
2016

Do you need Rent Guarantee Insurance?

  • Jason McClean
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LANDLORDS often ask me whether they need Rent Guarantee Insurance. I always say the same thing, it’s down to your own personal appetitie to risk. But would I ever buy it? The answer is no and never – and that’s coming from an insurance broker! What is Rent Guarantee Insurance? Rent Guarantee Insurance is a great idea. You pay for…

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11
Aug
2016

Landlord Insurance and how to save money

  • Jason McClean
  • 173 Views
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IF you are a landlord then you will need Landlord Insurance. This is your guide on how to get the right policy coverage at the right price and save yourself some money. With new tax charges looming in April 2017 thanks to Clause 24, the Tenant Tax, it is in every landlord’s interest to reduce their costs to try and…

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03
Aug
2016

Do you need Unoccupied Insurance in the summer holidays?

  • Jason McClean
  • 313 Views
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IT is holiday season and many people are jetting off to warmer climes and sunny beaches. Many of them wonder if they will need Unoccupied Insurance in the summer holidays. This is your guide to what home insurance you need when you are looking at holidays.   Check your home insurance policy The first thing you need to do is…

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25
Jul
2016

Home Insurance with a price guarantee?

  • Jason McClean
  • 523 Views
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CAN you buy Home Insurance with a price guarantee in the UK? The answer is yes, via The Home Insurer, a partner to The Property Insurer. There are many brokers and insurers competing for your home insurance policy in the UK but none of them are quite as plain in their offer as The Home Insurer with its price guarantee.…

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12
Jul
2016

Would you buy fixed price landlord insurance?

  • Jason McClean
  • 1220 Views
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THIS is a specific question for buy to let property owners - would you buy fixed price landlord insurance? This isn’t available on the market right now but The Home Insurer is looking to deliver a new experience for home owners and we want to know if you would be interested. As a landlord myself, with a day job, I…

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07
Jul
2016

Clause 24 and the end of the private landlord

  • Jason McClean
  • 1368 Views
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CLAUSE 24 of the 2015 Finance Bill is creeping closer to implementation in April 2017. I strongly believe this will destroy the private landlord and increase the UK’s housing crisis enormously. It will lead to the homeless living on the streets and the increase in theft, squatting and violence that brings with it. And don’t expect the police to help,…

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04
Jul
2016

What now after Brexit for Home Insurance?

  • Jason McClean
  • 1489 Views
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I wrote a short article that basically said everyone should keep calm after the Brexit vote and little would happen to your Home Insurance. Here we are nearly two weeks later and if anything, things have got better and improved in some areas. It’s not all rosy though, so let’s start with the negatives. The Conservative Party is doing its…

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27
Jun
2016

Short term unoccupied house insurance

  • Jason McClean
  • 1817 Views
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If you own or have inherited a property that is going to be empty for a period of time then you may need short term unoccupied house insurance. There is no problem getting this insurance for you at a good price. Even better, you may not need unoccupied insurance at all. It all comes down to understanding what short term…

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24
Jun
2016

Brexit and Home Insurance, what it means for you

  • Jason McClean
  • 1853 Views
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THE UK has voted to leave the European Union, so what does that mean for your Home Insurance? In short, right now, it means very little. I would argue in the long run it will mean very little again. The EU and Home Insurance Your home insurance will remain in place. It will still offer the same cover and financial…

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21
Jun
2016

Do you need Subsidence Insurance?

  • Jason McClean
  • 1943 Views
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YOU only need specialist Subsidence Insurance if you have suffered subsidence in the past. If you have not suffered in the past then your standard home insurance policy should cover any first instances. You will need to check your standard policy to make sure you are covered, normally there is a £1000 excess. Some standard home insurance policies will not…

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