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28
Aug
2015

2015 Landlord tax hike is as good as confirmed

  • Jason McClean
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HAVE a read at the below response from The Treasury that arrived today about the proposed tax rises for landlords due to come in from 2017 onwards. In my view this is a complete faux paux. It tries to dress an unreasonable tax up as levelling the playing field for homeowners. But the fact is private landlords are now going…

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27
Aug
2015

Home Insurance in Northern Ireland

  • Jason McClean
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GETTING home insurance in Northern Ireland is a bit more challenging than the rest of the UK due to less insurers being willing to quote and provide insurance. The Property Insurer makes it a lot easier though, bringing the very best home insurance providers in the UK to the Province. Being Belfast born myself, making sure The Property Insurer could…

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25
Aug
2015

Persimmon profits rise good for house insurance outlook?

  • Jason McClean
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FTSE 100 housebuilder Persimmon has announced a big rise in profits up 31% to nearly £273 million pounds. That suggests a booming house building sector with more properties being built and profits being made. Is that a good thing for house insurance? On the face of it the more houses being built means more property in the market that needs…

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24
Aug
2015

Get signing the Say No to George Petition

  • Jason McClean
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LANDLORDS, let me make this very clear, we need as many signatures on the www.saynotogeorge.co.uk petition as we can or your livelihood and investments will be under serious threat and you could go bust. I am not exaggerating and I suggest you speak with your tenants as well, because the outcome of this tax grab is they will end up…

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21
Aug
2015

Is the Government destroying the Private Rented Sector in the UK?

  • Jason McClean
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PROPERTY 118 owner Mark Alexander is someone I respect enormously as a businessman and fellow landlord. He has announced he is planning to leave the UK and sell his property portfolio in an attempt to avoid financial disaster as set out in the summer budget 2015 where landlords have to pay tax on borrowings. This got me asking the question,…

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20
Aug
2015

Would you buy home insurance with the second year price already set?

  • Jason McClean
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IF you could buy home insurance for a year at a low price with a comprehensive policy that meets all your needs would you be happy? Now would you be happier if when you bought the policy it guaranteed to be the same price or less in 12-months time on renewal if you didn’t make a claim? This is a…

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19
Aug
2015

How do you know if you are paying too much for your home insurance?

  • Jason McClean
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THE easiest way to know if you are paying too much for your home insurance is to look at how you bought your insurance previously. If you haven’t bought home insurance previously, then you can still follow the same rules as though you had. Follow this guide and you’ll never pay too much for your home insurance ever again. So,…

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18
Aug
2015

What 0.1% inflation means for your home insurance

  • Jason McClean
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INFLATION in the UK remains at very low levels, hovering only above negative figures and deflation. What does this mean for your home insurance and costs? Low inflation normally means low price increases or very little but that is not always the case. In the case of the current low inflation, it is predominantly low oil and falling clothing prices…

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17
Aug
2015

Home Insurance and the summer holidays

  • Jason McClean
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THE summer holidays are great and we all enjoy them, but what do they mean for your home insurance and should you be concerned in any way? The simple answer is if you have home insurance in place you should have little to worry about. As long as you are not away from your property for more than 30-days, then…

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14
Aug
2015

Do you need Unoccupied Insurance?

  • Jason McClean
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THE only question you need to answer to find out if you need Unoccupied Insurance is whether or not your property will be empty for more than 30-days at any one time. Put simply, if your property is empty for less than 30-days then chances are you will not need Unoccupied Insurance. Most standard residential home insurance buildings and contents…

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