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08
Feb
2016

What is Renovation Insurance?

  • Jason McClean
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RENOVATION INSURANCE is very simply home insurance for your property that is being refurbished or renovated. It is buildings and if you need contents insurance for the property while the works take place. It can also cover the works themselves, including materials and equipment on site. Renovation insurance is buildings & contents insurance At its very base level, Renovation Insurance…

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05
Feb
2016

Do you need Landlord Insurance? How to save money if you do

  • Jason McClean
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IF you are a landlord then chances are you will need landlord insurance. The only reasons you won’t need it are because it is already supplied through a management contract (leasehold properties mainly) or you are so rich you can afford to self insure the property with your spare cash. If you pay a management fee to the freeholder/property management…

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03
Feb
2016

Landlords losing confidence and selling up

  • Jason McClean
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ACCORDING to the National Landlords Association (NLA) landlords are losing confidence in the Private Rented Sector (PRS) with many planing to sell part or all of their portfolios, removing 136.000 properties from the rental stock. 1-million properties sold off In total, the NLA is saying 1-million properties will be sold off in the next five years as landlords exit the…

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28
Jan
2016

Institutional landlords start planning

  • Jason McClean
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I READ with great interest that Legal & General, the big insurer, is teaming up with a Dutch pension fund to spend £600million building homes in the UK because it sees the falling private rented sector as an opportunity to make money on a corporate level. Invesco Real Estate has already launched a £250m fund for new housing, LaSalle Investment…

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26
Jan
2016

What Flood Insurance will not cover

  • Jason McClean
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IF you buy Flood Insurance you may reasonably expect it to cover all eventualities if you suffer a flood and pay for the repair or replacement of your property. That is too simplistic a view. Flood Insurance will cover a lot but it will come with stipulations and qualifiers that you need to be aware of before making a claim…

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20
Jan
2016

RLA taking legal advice on Osborne’s tax grab

  • Jason McClean
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I READ today that the Residential Landlord Association is taking legal advice on whether Chancellor George Osborne can enforce the taxation on turnover proposed for mortgaged landlords. The RLA is looking to see if the tax breaches the Human Rights Act and European Union Law on free movement of capital. I applaud them for this move but it beggars belief…

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14
Jan
2016

How to save on Renovation Insurance

  • Jason McClean
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How to save on Renovation Insurance How do you save money on Renovation Insurance? This is your short guide on how to make sure you are not being ripped off and paying a fair price. Do you need Renovation Insurance? The first thing you need to do is decide whether you actually need Renovation Insurance. If you are painting your…

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12
Jan
2016

Calling all Landlords to boycott Council Tenants

  • Jason McClean
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I CAN get upset about many things but few get under my skin as much as the latest advice by Councils to tell their tenants who are facing eviction to wait until the bailiffs come round and let the landlord take them to court. This is local Government telling tenants to ignore contracts and agreements - the law. And if…

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11
Jan
2016

Property millionaires need home insurance

  • Jason McClean
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MORE than 200 people per day became property millionaires in 2015 - that’s 76,000 new property millionaires in a year. And every one of those properties needs the best home insurance possible to protect it against financial loss. 2.2% of owners are property millionaires Most of these new property millionaires are in London or the South East of England where…

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08
Jan
2016

Flood Insurance for Scotland

  • Jason McClean
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IT seems that all of my blogs are about Flood Insurance and this one is no different after the BBC reported terrible flooding in Scotland last night around Aberdeenshire after the River Don burst its banks. I maintain for anyone, no matter where you live, make sure you have flood insurance as part of your home insurance, it’s the best…

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