A barn conversion by definition is not a normal property. But when you dig a little deeper you find lots of similarities with typical homes such as brick or stone walls and tiled roof. It may have gone under a change of use but providing it has all been carried out to the correct standards then you will have very little problem getting Barn Conversion Insurance.
The Property Insurer has access to some of the very best barn insurance specialists in the UK. They are all keen to fight for your business. Simply fill in the quick quote form that takes less than 90-seconds. Then three brokers who specialise in barn conversion insurance will compete to provide your home insurance.
Click on the button below and complete the form, our specialist brokers will be in touch with a great deal for barn conversion insurance.
Barn conversions were made popular by Sarah Beeny, Kevin McCloud and many TV property shows. Now every time I drive past any old barn, my wife asks how much it would cost to convert. She is never off the Barn Masters website looking at properties. She has an idea that a barn will provide acreage of living space in the most grand settings. She believes in beautiful wooden vaulted ceilings and stunning views.
The fact is barn conversions can offer this sort of dream living but they also have unique risks and problems. That means they are generally not suitable for standard home insurance.
Instead you should go for specialist barn insurance to ensure you get the right cover at the best price.
There is normally lots of wood around a barn and that is a fire hazard. The location tends to be more remote than a city street and that can also attract thieves watching for you to leave home. These are the sorts of risks that need to be understood and covered by good insurance. Certainly if you are converting a barn, then you will need insurance in place to cover the plant, equipment and risk while work progresses.
Anyway you look at it you will need good insurance if you are going to protect your barn, so click on the quote button or call 0800 612 5764 now.
If you have bought a barn and are in the process of renovating it then you will need Renovation Insurance. Barn Conversion Insurance is specifically for barns already converted into homes. You can find some superb barn homes already converted here at Barn Masters.
Barn Insurance is the same as buildings and contents insurance. It works the same way. You advise the insurer of the rebuild value of the property. You can get this from a survey. It is not advised to guess the rebuild value as it is easy to get wrong. The value of the barn is not the same as rebuild value. You need a survey or to look at the last survey of the property and multiply it by compound interest to bring up to date.
Contents insurance requires a value of all the items you own inside the barn. This soon adds up and includes sofas, electronics, cash and clothes. Basically anything you own. You can also add insurance cover away from home to this policy. If you like you can pay for accidental damage to contents too.
If your barn has a thatched roof and wooden walls, then you need to tell your insurer. These are non-standard construction methods. Any non-standard construction needs to be mentioned to the insurer. There is no problem insuring these items but you need to let the insurer know in advance. For things like a thatched roof, there is an increased fire risk. The insurer needs to know that. It will mean some additional cost but not as much as you might fear.
If you don’t tell the insurer about any non-standard construction and have a claim it could be refused. In most cases it will be refused. That is because you did not tell the truth when applying for Barn Conversion Insurance. You have been warned.